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USDA Rural Home Loan - First Time Home Buyer Requirements
First-Time Homebuyer Requirements for USDA Rural Development Home Loans
USDA defines a First-Time Homebuyer as any Borrower and/or Co-Borrower who has not owned REAL PROPERTY within the most recent 3 years from the date of the application.
USDA Home Loan - Homeownership Counseling
- All first-time home buyers are required to complete a home buyer education course. Homestar Financial Corporation encourages the use of online education providers, such as:
- The first-time homebuyer certificate must be signed and dated by the applicant(s) and provided to the Mortgage Originator with all required documentation for loan processing.
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